Social Security Disability Benefits For Dependents

If You Get Ssdi Benefits And Are In A 24

• You may be able to get Medicaid coverage while you wait. You can apply 2 ways:
• Create an account or log in to complete an application. Answer âyesâ when asked if you have a disability. Weâll forward your application to your state Medicaid agency.
• Apply directly to your state Medicaid agency. Select your state from the menu on this Medicaid page for contact information.

What Is A Medically Determinable Impairment

A medically determinable physical or mental impairment is an impairment that results from anatomical, physiological, or psychological abnormalities which can be shown by medically acceptable clinical and laboratory diagnostic techniques. A physical or mental impairment must be established by medical evidence consisting of signs, symptoms, and laboratory findings — not only by the individual’s statement of symptoms.

Getting Help With A Disability Claim

The SSA has many rules that govern its disability programs. Understanding all these rules on your own can be difficult, and while the staff of your local Social Security office is available to help, you may also wish to consult a disability attorney.

Disability lawyers can help you determine what benefits you may be eligible to receive. They can assist with determining if other members of your family or household may qualify as well. An attorney familiar with the disability application and review processes can help ensure you and your family receive all benefits to which every family member may be entitled.

Also Check: Is Go Medicare Benefits Legit

Lost Or Stolen Federal Payments

Report your lost, missing, or stolen federal check to the agency that issued the payment. It’s usually one of these paying agencies. If your documentation indicates it’s a different agency, and you need its contact information, look in the A-Z Index of U.S. Government Departments and Agencies.

To get an update on your claim, contact the Treasury Department Philadelphia Financial Center at 1-855-868-0151, option 1.

What Kind Of Social Security Disability Benefits Are Available To Louisiana Citizens Who Can Get Disability Benefits Under The Social Security Administration

The Social Security Act provides benefits to disabled individuals under Title II and Title XVI .

Under Title II there are three basic categories of individuals who can qualify for benefits on the basis of disability:

• A disabled insured worker under 65.
• A person disabled since childhood who is a dependent of a deceased insured parent or parent entitled to Title II disability or retirement benefits.
• A disabled widow or widower age 50-60 if the deceased spouse was insured under Social Security.

Under Title XVI there are two basic categories under which a financially needy person with limited income and resources can get payments on the basis of disability:

• An adult age 18 or over who is disabled.
• A child under 18 who is disabled.

Read Also: Who Qualifies For Additional Medicare Benefits

Social Security Disability Benefits

Supplemental Security Income and Social Security Disability Insurance are disability income benefits administered by the Social Security Administration that also provide Medicaid and/or Medicare health insurance to individuals who are eligible. The application process for SSI/SSDI is complicated and difficult to navigate. Nationally, about 37 percent of individuals who apply for these benefits are approved on initial application and appeals take an average of two years to complete.

For people who are homeless or who are returning to the community from institutions , access to these programs can be extremely challenging. Approval on initial application for people who are homeless and who have no one to assist them is about 10-15 percent. For those who have a mental illness, substance use issues, or co-occurring disorders that impair cognition, the application process is even more difficult yet accessing these benefits is often a critical first step in recovery.

Critical components of SOAR include:

• Serving as the applicants representative
• Collecting medical records
• Writing a medical Summary Report
• Conducting quality review
• Please contact a regional coordinator below to find your nearest SOAR Specialist:

What If My Child Worked Before Becoming Disabled

Even if your child became disabled before turning 22, he or she may have worked enough to get SSDI on her own work history. In this case, your child could get disability benefits without applying as your dependent. However, your child may be entitled to higher benefits based on your earnings record. Call the SSA at the number above to ask which benefit would be higher — the disability benefits based on your child’s earnings record or the dependents benefits based on your earnings record.

Read Also: Go Medicare/benefits Help Center

Two Types Of Cpp Disability Benefits

When you turn 65 your CPP disability benefit is automatically changed to a CPP retirement pension.

Benefits For Children And Grandchildren

Children can qualify as the survivor of a deceased worker or as a dependant of a living parent who receives disability benefits. To qualify the child must be under the age of 18, unmarried or disabled. The benefit is up to 50% of the parents benefit if the parent is living, or up to 75% if the parent is deceased. Grandchildren can receive the same benefits if they become a dependent of their grandparent but great-grandchildren cant qualify for this benefit.

Recommended Reading: Social Security Apply Online Retirement Benefits

How Do Benefits Work And How Can I Qualify

While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:

• Those who are currently retired

• People with disabilities

• The surviving spouses and children of workers who have died

Each year you work, youll get credits to help you become eligible for benefits when its time for you to retire. Find all the benefits the Social Security Administration offers.

There are four main types of benefits that the SSA offers:

• Learn about earning limits if you plan to work while receiving Social Security benefits

Applying For Child’s Benefits

To apply for benefits for your child, you must call the SSA or go into your local field office. You can find your field office on the SSA’s website by entering your zip code into the field locator. You will need proof that your child is eligible .

If your child is an eligible disabled adult, you can begin the process online by completing an Adult Disability Report. It will speed up the process if you do this as soon as your adult child becomes eligible. Once the report is completed, call the SSA to finish your child’s application.

Even if your child is already getting SSI, he or she may be eligible for benefits based on your earnings records. Call the SSA to see if this option is available. Their phone number is 800-772-1213.

You could be eligible for up to $3,345 per month In SSDI Benefits

Don’t Miss: Children’s Benefits For Social Security

If Your Spouse Also Worked Under Social Security

If your spouse is eligible for retirement benefits on their own record, we will always pay that amount first. But, if the spouses benefit that is payable on your record is a higher amount, they will get a combination of the two benefits that equals the higher amount.

If your spouse will also receive a pension based on work not covered by Social Security, such as government or foreign work, their Social Security benefit on your record may be affected.

Auxiliary Benefits For Non

When a disabled worker receive Social Security disability, his or her spouse and children can often receive benefits too. These are auxiliary benefits and are available to qualified dependents as long as the disabled worker and the dependent continue to meet eligibility requirements.

For children to receive auxiliary benefits, they must fall under one of the following groups:

• Minor child, under the age of 18
• Under the age of 19 and a high school student
• An adult child, disabled before the age of 22

For a spouse to receive auxiliary benefits, he or she must either be 62 or older OR have one child under the age of 16 or a disabled child for whom he or she provides care. Ex-spouses can sometimes qualify for auxiliary benefits under these same rules. For an ex-spouse to qualify though, the marriage to the disabled worker must have lasted at least 10 years, and the ex-spouse cannot have remarried.

You May Like: Tax Benefit On Home Loan

Canada Pension Plan Disability Benefits

The Canada Pension Plan disability benefit is a monthly payment you can get if you:

• have made enough contributions into the CPP
• have a mental or physical disability that regularly stops you from doing any type of substantially gainful work
• have a disability that is long-term and of indefinite duration, or is likely to result in death

The Average Monthly Benefit In 2022 Is $1358 And It Will Increase In 2023

In 2022, the estimated average Social Security disability benefit for a disabled worker receiving Social Security Disability Insurance is $1,358 per month, according to the Social Security Administration . That figure is expected to go up to $1,483 in 2023. These benefits are based on average lifetime earnings, not on household income or the severity of an individuals disability.

If youve kept your annual Social Security statement, you can find what you are likely to receive in the Estimated Benefits section. The total amount that a disabled worker and their family can receive is about 150% to 180% of the disabled workers benefit. Eligible family members can include a spouse, divorced spouse, child, disabled child, and/or an adult child disabled before age 22.

The estimated average monthly Social Security benefits payable to a disabled worker, their spouse, and one or more children in 2023 is $2,616, which is an increase from the approximate benefit of $2,383 in 2022. These, along with other amounts, are subject to change annually based on inflation.

For a more precise indication, Social Security has an online calculator that you can use to obtain an estimate of both retirement and disability benefits for you and your family members.

You May Like: Tax Benefits Of An Hsa

Rate Of Disability Allowance

The weekly maximum rate of Disability Allowance in 2022:

If you are married, in a civil partnership or cohabiting and you bothqualify for Disability Allowance, you will each get a weekly personal rate ofDisability Allowance. You can both get the maximum rate if you both qualify forit.

If you qualify for DA and your or your spouse, civil partner or cohabitantis getting another social welfare payment, you will each get the weeklypersonal rate of your own payment.

How Dependent Grandchildren Can Qualify For Benefits

It’s possible for your grandchildren or step-grandchildren to receive dependents benefits if you’re collecting disability. For your grandchild to receive dependents benefits based on your SSDI claim, all of the following must be true:

• Your grandchild’s parents must be deceased or disabled.
• Your grandchild must have begun living with you before turning 18.
• You must have provided at least half of your grandchild’s financial support in the year before you became eligible to receive SSDI benefits.

If you’ve adopted your grandchild, the above requirements don’t apply. Instead, your grandchild would need to meet the requirements found in the “Minor Children” section above, which includes adopted children.

You May Like: Roth Ira Contribution Tax Benefit

Can A Dependent Lose Ssdi Benefits

Some family members are eligible for Social Security dependent benefits for as long as you’re receiving SSDI benefits. But there are some circumstances under which family members will lose SSDI dependent benefits.

For instance, minor children will eventually age out of the program . And your spouse, ex-spouse, or dependent parent will lose SSDI dependent benefits when they reach full retirement age if their retirement benefit would be as much as or more than their dependent benefits.

There are other times when Social Security will stop SSDI dependent benefits. Any of the following would cause your family member to lose benefits:

• Your minor child starts working.
• Your disabled adult child’s medical condition improves and Social Security determines that the child is able to start working .
• Your disabled adult child refuses to follow a prescribed medical treatment that could improve their condition .
• Your ex-spouse remarries.
• If your ex-spouse is younger than 62 and your dependent children in their care turn 16.
• Your dependent family member is convicted of a crime and goes to prison .
• Your dependent family member moves and doesn’t give Social Security their new address.
• Any other changes to the dependent family member’s circumstances that would have made them ineligible under Social Security rules if they were receiving benefits on their own earnings records.

Dependents Benefit For Former Spouses

If you have a marriage that ended in divorce, your former spouse may be eligible for benefits based on your work earnings if all of the following are true.

• The marriage lasted at least ten years.
• Your former spouse is at least 62 years old.
• Your former spouse is not married , and
• Your former spouse can’t get a benefit based on his or her earnings record in an amount higher than or equal to yours.

If your former spouse marries someone who is also eligible for Social Security benefits benefits), his or her spousal benefits won’t be affected.

If your former spouse gets benefits based on your earnings record, any benefit amount that your current spouse and children are entitled to is not affected.

You May Like: Do You Have To File Taxes For Unemployment Benefits

Contact Our El Paso Ssdi And Ssi Attorney

If you need assistance with SSDI or SSI, you should contact a Texas SSDI and SSI attorney as soon as possible for assistance. When you choose attorney Jon Sipes to handle your SSDI or SSI claim, he will walk you through the process and do everything in his power to ensure that your Social Security disability claim is successful. Jon Sipes regularly helps disabled individuals and their dependents obtain benefits under the SSDI and SSI programs. If youre ready to get started, contact us today to schedule a consultation.

Family Benefit Maximums And Ruleseach Member Of The Family Of Someone Getting Ssdi Benefits Can Qualify For A Separate Monthly Payment Equal To As Much As 50% Of The Disabled Persons Benefit Amount So Assuming A Disabled Person Is Receiving The 2021 Average Amount Of $128237 That Persons Child Under 18 Could Receive $64118 Each Month

That can change, however, if a disabled person has more than one family member who qualifies to receive SSDI. Thats because the Social Security Administration has a cap on the total SSDI benefits a family can receive. This cap is generally 150% of the disabled persons monthly SSDI benefit. However, it can go as high as 180% in some circumstances.

If a familys total SSDI benefits exceed the maximum percentage, then Social Security will reduce each persons payment to keep the total below the cap. The reductions are applied proportionately to each individuals benefit to get below the cap, except that the disabled parents benefit is not reduced. This will reduce each family members benefit below 50% of the disabled parents benefit.

Don’t Miss: How Many Years Does Social Security Use To Calculate Benefits

Getting Ssdi Benefits For Your Minor Child

Children whose parent collects SSDI benefits due to disability are usually eligible to receive benefits. Social Security includes biological children, adopted children, and dependent stepchildren in their definition of children. To be eligible for SSDI dependent benefits, in most cases, your child must be:

Learn more about getting Social Security dependent benefits for children.

Family Members Who Qualify

Once a person has qualified to receive SSDI payments, his or her family members may also be able to get benefits. Possibly eligible family members include:

• A spouse, if aged 62 or older
• A spouse of any age who is taking care of one of the children who is disabled or under age 16
• One of your children who is younger than 18, or younger than 19 and attending high school, including adopted children and sometimes stepchildren and grandchildren
• An unmarried child 18 or older who has a qualifying disability that began before age 22

Your ex-spouse may also be able to get payments if you are receiving SSDI benefits. Any SSDI payments to a former spouse wont have any effect on your SSDI benefits. And not all ex-spouses can get them. The divorced spouse must:

• Have been married to you for at least 10 years
• Not currently married

Recommended Reading: Tax Benefits Of Sole Proprietorship

Who Is Eligible For Di Benefits

The Social Security test of disability is very strict. To be eligible for disability benefits, the Social Security law says that the applicant must be unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or which has lasted or is expected to last for a continuous period of at least 12 months. Furthermore, the impairment or combination of impairments must be of such severity that the applicant is not only unable to do his or her previous work but cannot, considering his or her age, education, and work experience, engage in any other kind of substantial gainful work which exists in the national economy ).

A person is considered to be involved in substantial gainful activity if he or she earns more than a certain amount. If a non-blind individual earns more than $1,170 a month in 2017, he or she would not be eligible for disabled worker benefits. The amount is adjusted each year to keep up with average wages. The substantial gainful activity level for blind individuals in 2017 is $1,950 a month.

State agencies, operating under federal guidelines, make the medical and vocational determinations for the Social Security Administration about whether applicants meet the test of disability in the law. Medical records, work history, and the applicants age and education are considered in making the determination.