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United Health Group Employee Benefits 2021

Health Care Benefit Notices

Life with UnitedHealth Group

The university is required to provide you with important information regarding eligibility and enrollment, benefit coverage, COBRA rights, HIPAA privacy rules, and whether the universitys prescription drug coverage qualifies as creditable coverage for Medicare.

More About Our Benefits

Our mission of helping people live healthier lives extends to our employees. UnitedHealth Group gives you the programs and resources you need to take care of your health and manage health care costs. Health and wellness benefits are available to regular full-time and part-time employees working at least 20 hours per week. Click below to learn more about the benefits we offer.


Group Health Insurance For Employers

When you choose UnitedHealthcare, youll get group benefit solutions designed to deliver more health care value for your business and your employees.

Informed by the most robust data and insights in the industry, UnitedHealthcare plans are built to lower your total cost of care, improve care quality for your employees, champion health and wellness for better outcomes, and simplify the health care experience for everyone.

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Career Growth And Development

Every year UnitedHealth Group becomes more diversified, more expansive and more global. And every year, we see remarkable participation levels in our employee career development resources. This is where each employee maps their own career direction, gathers the resources, mentoring and training help they need and drives their own journey within a business landscape like no other. Our growth in product lines, services, revenues and geography translates into abundant career opportunities for a team of people who number more than 300,000 strong. Your managers at every level are committed to their roles as talent stewards who help guide and nurture your development. We want you to reach your highest level of potential just as you help us reach ours.

Where To Get An Sbc

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You can request a copy of an SBC anytime. To get one, contact us. When you already have a health plan, youll get an SBC automatically at certain times:

  • On the first day of open enrollment
  • When you renew your health plan
  • When changes happen within your health plan
  • When you make a change or are added to a health plan for example if you get married, have a child, or experience another qualifying life event

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Whats A Summary Of Benefits And Coverage

Maybe youve heard the term, Summary of Benefits and Coverage also called SBC. Its often talked about when it comes to choosing health plans and learning about costs. Thats because its basically a document that outlines whats covered and not covered under a health plan.

All health plan companies are required to provide an SBC for each of their different plans. When youre making decisions about buying a plan or using your benefits, an SBC can be a useful tool to help you compare costs and understand coverage options.

Welcome Federal Employees And Annuitants

With UnitedHealthcare, you’ve got a helping hand in health care. Here, you can explore plan options that are designed to help you access quality care, enjoy a healthier life and keep costs in check.

  • 2022 Federal benefits plan rates are available

No health plan available ? Try your work or residence zip code to find more health plans.

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What Our Clients Say

“Weve very much appreciated the partnership we have with HJ Group. As our benefits broker and administrator, they have been very attentive and responsive to our questions and needs. They check in quarterly to ensure things are running smoothly and are much more relational than our previous broker. They were also able to help us negotiate lower premiums based use the use of the plan. Additional HR related resources are an added bonus. They have provided great customer service and wed be happy to recommend them.”

Cynthia Yoon – Director of Administration – The Bridge Markham

“Since taking over as our businesss Group Benefits Insurance Broker, HJ Group has exceeded our expectations with the level of service provided. They are consistently fast at responding and providing informative, yet, candid advice. We feel confident that they are representing our interests when negotiating with the insurance companies over our rates and not just rolling-over for a commission. We would highly recommend HJ Group to any business that is looking for a new Group Benefits Insurance Broker or even a second opinion on their current group benefits plan.”

Keith A. Nichols – Nichols Law Professional Corporation

Sharon Sparks – Manager – Toronto Heart Centre

Kent Andrews – Executive Pastor The Olive Branch Community Church

Catherine Callaghan CPA, CGA

Warren Greig – President – Greig Security Services

Unitedhealthcare Enhances Integration Of Medical And Specialty Benefits Helping Improve Health Outcomes And Affordability

OPM Virtual Benefits Training – Federal Employees’ Group Life Insurance FEGLI 2021
  • Enhancements to UnitedHealthcares integrated approach to medical and specialty benefits may help eligible employers save up to 4%* by combining medical benefits with vision, dental and financial protection plans, while supporting a more simplified experience for members

UnitedHealthcare Enhances Integration of Medical and Specialty Benefits, Helping Improve Health Outcomes and Affordability

UnitedHealthcare has introduced various enhancements to its integrated approach to medical and specialty benefits, providing members with a more simplified experience and enabling employers to help improve employee health outcomes, increase productivity and lower costs.1 Through an approach that bundles medical and specialty plans such as vision, dental and disability, employers may save up to 4%* on medical premiums and employees can experience improved health outcomes, due to improved identification and management of chronic conditions, increased engagement in clinical care programs and the use of data to create a simpler member experience.1

Recent enhancements and updates to this integrated approach include:

*Potential savings include the impact from an integrated approach and uBundle, which applies only to first-year medical premiums for employers with 51-100 employees savings through uBundle continue as long as the program is in effect for employers with 101 to 2,999 employees, as long as the qualifying benefits remain in force. uBundle is not available in all states.

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Using An Sbc To Compare And Shop For Plans

The SBC was created to make it easier to compare and shop for health plans. Whats especially helpful is that every health plan has to use the same outline to show the costs and coverage for each of the plans they offer.

Because its all in the same format, its easier to make apples-to-apples comparisons when youre deciding which plan is best for you. You can use the SBC to compare prices, benefits and other health plan options and features that might be important to you.

To Find A Uhc Provider

To find a UHC network medical or mental health provider near you, visit the myuhc.com website and follow these instructions:

  • Select Find a Provider
  • Select Employer and Individual Plans
  • Select Shopping Around
  • Select the Choice network if you are in theEPO health plan select the Choice Plus network if you are in the POS, High Deductible Health Plan , Basic PPO or Excel PPO health plan.
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    Products And Solutions For Employers

    Choose from a variety of plan designs, tailored provider networks and integrated benefits solutions to help meet your cost objectives and employee needs. All UnitedHealthcare products and solutions are built to work together to help connect the dots across the entire health care ecosystem, delivering more value for your business and more personal support for every employee, whether their health needs are simple or more complex.

    Finding The Information You Need

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    Theres a lot of information in an SBC. Even though its meant to make the information easier to understand, it can seem like a lot at first. Every SBC is created with four double-sided pages and 12-point type.

    Heres a step-by-step look at what information is in an SBC:

    • An overview of whats covered
    • An explanation of whats not covered and/or the limits on coverage
    • Information on costs you might have to pay like deductibles, coinsurance and copayments
    • Coverage examples, including how coverage works in the case of a pregnancy or a minor injury
    • A reminder that the SBC is only a summary. To get all the details, youll want to look at complete health plan documents.
    • Information about where to go online to review and print copies of complete health plan documents
    • Where to find a list of network providers
    • Where to find prescription drug coverage information
    • Where to find a Glossary of Health Coverage and Medical Terms
    • A contact number to call with questions
    • A statement on whether the plan meets minimum essential coverage for the Affordable Care Act
    • A statement that it meets minimum value

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    Unitedhealth Group 2021 Sustainability Report Includes New Health Equity And Environmental Health Commitments

    • Annual report highlights a dedicated approach to sustainability and new $100 million initiative to diversify the health workforce

    UnitedHealth Group 2021 Sustainability Report Includes New Health Equity and Environmental Health Commitments

    UnitedHealth Group today released its 2021 Sustainability Report detailing the companys ongoing commitment to helping meet the needs of those it serves, including customers, employees, shareholders and society broadly.

    This years report demonstrates how UnitedHealth Group is helping to improve the lives of the people and communities we serve through the work carried out each day by our 350,000 team members, said Patricia L. Lewis, executive vice president and chief sustainability officer, UnitedHealth Group. As a leading health care organization, we recognize there is more work to be done. We continue to prioritize our responsibility to help advance sustainability efforts through community partnerships and systemwide collaboration working together to ensure everyone has the opportunity to be healthy.

    Sustainability is an integral part of UnitedHealth Groups business strategy, culture and mission as it works to ensure the health care system works better for everyone both now and in the future. The report includes several new long-term initiatives focusing on advancing health equity and improving environmental health.

    Advancing health equity:

    Environmental health:

    About UnitedHealth Group

    About The Unitedhealthcare Ppo Plan

    The UnitedHealthcare Select Plus Plan offers you a national network and out-of-network coverage.

    You can receive care from a provider in or out of our plan network. However, it’s important to be aware that staying in our network and using network doctors can help you save money. A network is a group of health care providers and facilities that have a contract with UnitedHealthcare.

    You don’t need to choose a primary care provider or get referrals to see a specialist. However, we recommend that you select a PCP to help you manage your care. They can also help you avoid unnecessary or duplicate tests and services, and can connect you to a network specialist, if needed.

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    Discover Health Support Resources Services And More

    Take advantage of UnitedHealthcares partnership with Peloton

    UHCs FEHB plans just added a great new perk free Peloton app access for 12 months. To check eligibility, existing members will go through their myuhc.com® account. New members will need to activate their myuhc.com account first. Click the ‘Learn More’ button below for full offer details.

    Move toward a healthier lifestyle with Apple Fitness+

    Apple Fitness+ is a new wellness offering included in UnitedHealthcare FEHBP health plans.

    As a UnitedHealthcare FEHBP member, your health plan now includes a 1-year subscription to Apple Fitness+, at no additional cost. To check eligibility, existing members will go through their myuhc.com® account. New members will need to activate their myuhc.com account first. Click below for full offer details.

    2nd.MD: No Cost Expert Medical Opinions

    With your UHC FEHBP plan you can be confident about your health care decisions with 2nd.MD. Connect with nationally recognized specialists from the comfort of your home for an expert second opinion. Call or click to learn more. 1-866-269-3534.

    Complimentary Wellness Sessions for Federal Employees

    What We Offer

    UnitedHealth Group: Our Businesses

    All of us at UnitedHealth Group are bound by more than our mission and our culture. While were each one-of- a-kind, we share an incredible goal: to greatly improve the lives and health of others. Its an ambitious goal that serves as both a challenge and an inspiration. Here, youll know that your contributions are helping to drive affordability, accessibility and quality of care for millions while youre growing and shaping the future of your career.

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